Legal Guide

Debunking The Biggest Myths About Personal Injury Claims

Accidents and injuries can happen anywhere, anytime, and for a variety of reasons. You need to pay for your injuries from your pocket when you get hurt because of your own error. However, things change when someone else’s negligence hurts you. In that case, you can file a personal injury claim and recover legal compensation for your damages. 

Getting hurt can be emotionally, mentally, and physically draining. You must have seen people filing personal injury claims all the time. Since these cases are so common, people seem to think they know everything about them. However, a few myths about personal injury claims need to be cleared. To hire an attorney, click on this link 

Myths about personal injury claims

  • Anyone wanting to file a personal injury claim must go to court. 

Many think the process to recover legal compensation requires a court proceeding, which is completely false. In fact, most personal injury claims are settled outside court privately between the parties involved. Your attorney can handle all aspects of your case, from drafting a demand letter to negotiating for the right amount. 

  • The insurance company will not offer more than their initial amount, so there is no use in negotiating and hiring an attorney.

The insurance company likes to use a number of tactics to lower the settlement amount so that they can keep the rest of the amount themselves. Offering a low amount at the beginning of the negotiation is one such tactic, and it is a way to check whether the other party is in a hurry to settle. However, with the right arguments and reasoning, you and your attorney can convince the insurance company to give you the demanded amount. 

  • All personal injury settlements result in large payouts. 

This is not true. You only receive the amount equal to your damages and sometimes less. The amount of your settlement depends on several factors, including the severity of your injuries, whether you were partially at fault for the accident and the amount of insurance coverage available. An attorney can help you understand how much you can expect by assessing your damages. 

  • Personal injury claims can be filed at any time. 

This is simply not true. Personal injury cases consist of several types of accidents and injuries, and each type has a statute of limitations to file a legal claim. If you fail to file a claim within this timeframe, you won’t be able to claim damages. 

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